Money Flows

Understand deposits, spendable balance, matured funds, withdrawals, and settlement receipts.

Money flows in Synapse are split by actor. Consumers fund agent budgets, agents spend those budgets through Gateway, and providers earn receivables that later settle back on-chain.

Consumer: deposit -> indexed balance -> T+1 matured -> withdrawal intent -> on-chain claim

Provider: paid invocation -> provider receivable -> T+7 matured -> withdrawal intent -> on-chain claim

Deposit USDCHow owner wallet deposits become indexed Gateway balance for agent spending.Consumer withdrawalsWhy consumer funds need T+1 maturity before they can be withdrawn.Provider withdrawalsHow provider receivables mature through T+7 before settlement.Pricing & feesRead live pricing from Gateway instead of hard-coding example values.

State model

Spendable consumer balance: indexed funds that can be used by authorized agent credentials.
Matured withdrawable balance: consumer funds that passed the T+1 risk window and are eligible for withdrawal intent creation.
Provider receivable: earned provider revenue from paid invocations.
Matured provider receivable: provider earnings that passed T+7 risk, dispute, and reconciliation review.
Frozen withdrawal funds: funds locked by an active withdrawal intent until the ticket is claimed, failed, expired, or manually reviewed.

The maturity window protects users and providers from replayed callbacks, anomalous invocation bursts, disputed charges, provider downtime disputes, and reconciliation drift. It also gives Gateway a clean period to compare indexed chain events, off-chain charges, receipts, provider receivables, and withdrawal tickets before funds leave the system.

State model

Why maturity exists

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